EMOW Privacy Policy

PRIVACY POLICY

Last updated March 30, 2024

This privacy notice for Anchor Advisory & Publishing Group LLC (doing business as

EMOW) ("we," "us," or "our"), describes how and why we might collect, store, use,

and/or share ("process") your information when you use our services ("Services"),

such as when you:

Download and use our mobile application (EMOW), or any other application of

ours that links to this privacy notice

Engage with us in other related ways, including any sales, marketing, or

events

Questions or concerns? Reading this privacy notice will help you understand your

privacy rights and choices. If you do not agree with our policies and practices, please

do not use our Services. If you still have any questions or concerns, please contact

us at Anchoradvisorygroup@gmail.com.

SUMMARY OF KEY POINTS

This summary provides key points from our privacy notice, but you can find

out more details about any of these topics by clicking the link following each

key point or by using our table of contents below to find the section you are

looking for.

What personal information do we process? When you visit, use, or navigate our

Services, we may process personal information depending on how you interact with

us and the Services, the choices you make, and the products and features you use.

Learn more about personal information you disclose to us.

Do we process any sensitive personal information? We may process sensitive

personal information when necessary with your consent or as otherwise permitted by

applicable law. Learn more about sensitive information we process.

Do we receive any information from third parties? We do not receive any

information from third parties.

How do we process your information? We process your information to provide,

improve, and administer our Services, communicate with you, for security and fraud

prevention, and to comply with law. We may also process your information for other

purposes with your consent. We process your information only when we have a valid

legal reason to do so. Learn more about how we process your information.

In what situations and with which parties do we share personal information?

We may share information in specific situations and with specific third parties. Learn

more about when and with whom we share your personal information.

How do we keep your information safe? We have organizational and technical

processes and procedures in place to protect your personal information. However, no

electronic transmission over the internet or information storage technology can be

guaranteed to be 100% secure, so we cannot promise or guarantee that hackers,

cybercriminals, or other unauthorized third parties will not be able to defeat our

security and improperly collect, access, steal, or modify your information. Learn more

about how we keep your information safe.

What are your rights? Depending on where you are located geographically, the

applicable privacy law may mean you have certain rights regarding your personal

information. Learn more about your privacy rights.

How do you exercise your rights? The easiest way to exercise your rights is by

visiting Anchoradvisorygroup@gmail.com, or by contacting us. We will consider and

act upon any request in accordance with applicable data protection laws.

Want to learn more about what we do with any information we collect? Review the

privacy notice in full.

TABLE OF CONTENTS

1. WHAT INFORMATION DO WE COLLECT?

2. HOW DO WE PROCESS YOUR INFORMATION?

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL

INFORMATION?

4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?

6. HOW LONG DO WE KEEP YOUR INFORMATION?

7. HOW DO WE KEEP YOUR INFORMATION SAFE?

8. DO WE COLLECT INFORMATION FROM MINORS?

9. WHAT ARE YOUR PRIVACY RIGHTS?

10. CONTROLS FOR DO-NOT-TRACK FEATURES

11. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

12. DO OTHER REGIONS HAVE SPECIFIC PRIVACY RIGHTS?

13. DO WE MAKE UPDATES TO THIS NOTICE?

14. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

15. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT

FROM YOU?

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide to us when you register

on the Services, express an interest in obtaining information about us or our products

and Services, when you participate in activities on the Services, or otherwise when

you contact us.

Personal Information Provided by You. The personal information that we collect

depends on the context of your interactions with us and the Services, the choices you

make, and the products and features you use. The personal information we collect

may include the following:

names

phone numbers

email addresses

usernames

passwords

contact or authentication data

Sensitive Information. When necessary, with your consent or as otherwise

permitted by applicable law, we process the following categories of sensitive

information:

Application Data. If you use our application(s), we also may collect the following

information if you choose to provide us with access or permission:

Push Notifications. We may request to send you push notifications regarding

your account or certain features of the application(s). If you wish to opt out

from receiving these types of communications, you may turn them off in your

device's settings.

This information is primarily needed to maintain the security and operation of our

application(s), for troubleshooting, and for our internal analytics and reporting

purposes.

All personal information that you provide to us must be true, complete, and accurate,

and you must notify us of any changes to such personal information.

Information automatically collected

In Short: Some information — such as your Internet Protocol (IP) address and/or

browser and device characteristics — is collected automatically when you visit our

Services.

We automatically collect certain information when you visit, use, or navigate the

Services. This information does not reveal your specific identity (like your name or

contact information) but may include device and usage information, such as your IP

address, browser and device characteristics, operating system, language

preferences, referring URLs, device name, country, location, information about how

and when you use our Services, and other technical information. This information is

primarily needed to maintain the security and operation of our Services, and for our

internal analytics and reporting purposes.

The information we collect includes:

Log and Usage Data. Log and usage data is service-related, diagnostic,

usage, and performance information our servers automatically collect when

you access or use our Services and which we record in log files. Depending on

how you interact with us, this log data may include your IP address, device

information, browser type, and settings and information about your activity in

the Services (such as the date/time stamps associated with your usage, pages

and files viewed, searches, and other actions you take such as which features

you use), device event information (such as system activity, error reports

(sometimes called "crash dumps"), and hardware settings).

Device Data. We collect device data such as information about your computer,

phone, tablet, or other device you use to access the Services. Depending on

the device used, this device data may include information such as your IP

address (or proxy server), device and application identification numbers,

location, browser type, hardware model, Internet service provider and/or

mobile carrier, operating system, and system configuration information.

2. HOW DO WE PROCESS YOUR INFORMATION?

In Short: We process your information to provide, improve, and administer our

Services, communicate with you, for security and fraud prevention, and to comply

with law. We may also process your information for other purposes with your consent.

We process your personal information for a variety of reasons, depending on

how you interact with our Services, including:

To facilitate account creation and authentication and otherwise manage

user accounts. We may process your information so you can create and log

in to your account, as well as keep your account in working order.

To save or protect an individual's vital interest. We may process your

information when necessary to save or protect an individual’s vital interest,

such as to prevent harm.

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS

YOUR INFORMATION?

In Short: We only process your personal information when we believe it is necessary

and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like

with your consent, to comply with laws, to provide you with services to enter into or

fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate

business interests.

If you are located in the EU or UK, this section applies to you.

The General Data Protection Regulation (GDPR) and UK GDPR require us to explain

the valid legal bases we rely on in order to process your personal information. As

such, we may rely on the following legal bases to process your personal information:

Consent. We may process your information if you have given us permission

(i.e., consent) to use your personal information for a specific purpose. You can

withdraw your consent at any time. Learn more about withdrawing your

consent.

Legal Obligations. We may process your information where we believe it is

necessary for compliance with our legal obligations, such as to cooperate with

a law enforcement body or regulatory agency, exercise or defend our legal

rights, or disclose your information as evidence in litigation in which we are

involved.

Vital Interests. We may process your information where we believe it is

necessary to protect your vital interests or the vital interests of a third party,

such as situations involving potential threats to the safety of any person.

If you are located in Canada, this section applies to you.

We may process your information if you have given us specific permission (i.e.,

express consent) to use your personal information for a specific purpose, or in

situations where your permission can be inferred (i.e., implied consent). You

can withdraw your consent at any time.

In some exceptional cases, we may be legally permitted under applicable law to

process your information without your consent, including, for example:

If collection is clearly in the interests of an individual and consent cannot be

obtained in a timely way

For investigations and fraud detection and prevention

For business transactions provided certain conditions are met

If it is contained in a witness statement and the collection is necessary to

assess, process, or settle an insurance claim

For identifying injured, ill, or deceased persons and communicating with next

of kin

If we have reasonable grounds to believe an individual has been, is, or may be

victim of financial abuse

If it is reasonable to expect collection and use with consent would compromise

the availability or the accuracy of the information and the collection is

reasonable for purposes related to investigating a breach of an agreement or a

contravention of the laws of Canada or a province

If disclosure is required to comply with a subpoena, warrant, court order, or

rules of the court relating to the production of records

If it was produced by an individual in the course of their employment, business,

or profession and the collection is consistent with the purposes for which the

information was produced

If the collection is solely for journalistic, artistic, or literary purposes

If the information is publicly available and is specified by the regulations

4. WHEN AND WITH WHOM DO WE SHARE YOUR

PERSONAL INFORMATION?

In Short: We may share information in specific situations described in this section

and/or with the following third parties.

We may need to share your personal information in the following situations:

Business Transfers. We may share or transfer your information in connection

with, or during negotiations of, any merger, sale of company assets, financing,

or acquisition of all or a portion of our business to another company.

5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?

In Short: We are not responsible for the safety of any information that you share with

third parties that we may link to or who advertise on our Services, but are not

affiliated with, our Services.

The Services may link to third-party websites, online services, or mobile applications

and/or contain advertisements from third parties that are not affiliated with us and

which may link to other websites, services, or applications. Accordingly, we do not

make any guarantee regarding any such third parties, and we will not be liable for

any loss or damage caused by the use of such third-party websites, services, or

applications. The inclusion of a link towards a third-party website, service, or

application does not imply an endorsement by us. We cannot guarantee the safety

and privacy of data you provide to any third parties. Any data collected by third

parties is not covered by this privacy notice. We are not responsible for the content or

privacy and security practices and policies of any third parties, including other

websites, services, or applications that may be linked to or from the Services. You

should review the policies of such third parties and contact them directly to respond

to your questions.

6. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfill the purposes

outlined in this privacy notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the

purposes set out in this privacy notice, unless a longer retention period is required or

permitted by law (such as tax, accounting, or other legal requirements). No purpose

in this notice will require us keeping your personal information for longer than the

period of time in which users have an account with us.

When we have no ongoing legitimate business need to process your personal

information, we will either delete or anonymize such information, or, if this is not

possible (for example, because your personal information has been stored in backup

archives), then we will securely store your personal information and isolate it from

any further processing until deletion is possible.

7. HOW DO WE KEEP YOUR INFORMATION SAFE?

In Short: We aim to protect your personal information through a system of

organizational and technical security measures.

We have implemented appropriate and reasonable technical and organizational

security measures designed to protect the security of any personal information we

process. However, despite our safeguards and efforts to secure your information, no

electronic transmission over the Internet or information storage technology can be

guaranteed to be 100% secure, so we cannot promise or guarantee that hackers,

cybercriminals, or other unauthorized third parties will not be able to defeat our

security and improperly collect, access, steal, or modify your information. Although

we will do our best to protect your personal information, transmission of personal

information to and from our Services is at your own risk. You should only access the

Services within a secure environment.

8. DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to children under 18 years

of age.

We do not knowingly solicit data from or market to children under 18 years of age. By

using the Services, you represent that you are at least 18 or that you are the parent

or guardian of such a minor and consent to such minor dependent’s use of the

Services. If we learn that personal information from users less than 18 years of age

has been collected, we will deactivate the account and take reasonable measures to

promptly delete such data from our records. If you become aware of any data we

may have collected from children under age 18, please contact us at

Anchoradvisorygroup@gmail.com.

9. WHAT ARE YOUR PRIVACY RIGHTS?

In Short: In some regions, such as the European Economic Area (EEA), United

Kingdom (UK), Switzerland, and Canada, you have rights that allow you greater

access to and control over your personal information. You may review, change, or

terminate your account at any time.

In some regions (like the EEA, UK, Switzerland, and Canada), you have certain

rights under applicable data protection laws. These may include the right (i) to

request access and obtain a copy of your personal information, (ii) to request

rectification or erasure; (iii) to restrict the processing of your personal information; (iv)

if applicable, to data portability; and (v) not to be subject to automated decision-

making. In certain circumstances, you may also have the right to object to the

processing of your personal information. You can make such a request by contacting

us by using the contact details provided in the section "HOW CAN YOU CONTACT

US ABOUT THIS NOTICE?" below.

We will consider and act upon any request in accordance with applicable data

protection laws.

If you are located in the EEA or UK and you believe we are unlawfully processing

your personal information, you also have the right to complain to your Member State

data protection authority or UK data protection authority.

If you are located in Switzerland, you may contact the Federal Data Protection and

Information Commissioner.

Withdrawing your consent: If we are relying on your consent to process your

personal information, which may be express and/or implied consent depending on

the applicable law, you have the right to withdraw your consent at any time. You can

withdraw your consent at any time by contacting us by using the contact details

provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?"

below or updating your preferences.

However, please note that this will not affect the lawfulness of the processing before

its withdrawal nor, when applicable law allows, will it affect the processing of your

personal information conducted in reliance on lawful processing grounds other than

consent.

Account Information

If you would at any time like to review or change the information in your account or

terminate your account, you can:

Contact us using the contact information provided.

Upon your request to terminate your account, we will deactivate or delete your

account and information from our active databases. However, we may retain some

information in our files to prevent fraud, troubleshoot problems, assist with any

investigations, enforce our legal terms and/or comply with applicable legal

requirements.

If you have questions or comments about your privacy rights, you may email us at

Anchoradvisorygroup@gmail.com.

10. CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operating systems and mobile applications

include a Do-Not-Track ("DNT") feature or setting you can activate to signal your

privacy preference not to have data about your online browsing activities monitored

and collected. At this stage no uniform technology standard for recognizing and

implementing DNT signals has been finalized. As such, we do not currently respond

to DNT browser signals or any other mechanism that automatically communicates

your choice not to be tracked online. If a standard for online tracking is adopted that

we must follow in the future, we will inform you about that practice in a revised

version of this privacy notice.

11. DO UNITED STATES RESIDENTS HAVE SPECIFIC

PRIVACY RIGHTS?

In Short: If you are a resident of California, Colorado, Connecticut, Virginia or Utah,

you are granted specific rights regarding access to your personal information.

What categories of personal information do we collect?

We have collected the following categories of personal information in the past twelve

(12) months:

Category Examples Collected

A. Identifiers

Contact details, such as real name, alias,

postal address, telephone or mobile

contact number, unique personal identifier,

online identifier, Internet Protocol address,

email address, and account name

NO

B. Personal information as

defined in the California

Customer Records statute

Name, contact information, education,

employment, employment history, and

financial information

NO

C. Protected classification

characteristics under state

or federal law

Gender and date of birth NO

D. Commercial information

Transaction information, purchase history,

financial details, and payment information

NO

E. Biometric information Fingerprints and voiceprints NO

F. Internet or other similar

network activity

Browsing history, search history, online

behavior, interest data, and interactions

with our and other websites, applications,

systems, and advertisements

NO

G. Geolocation data Device location NO

H. Audio, electronic, visual,

thermal, olfactory, or similar

information

Images and audio, video or call recordings

created in connection with our business

activities

NO

I. Professional or

employment-related

information

Business contact details in order to

provide you our Services at a business

level or job title, work history, and

NO4/2/24, 12:22 AM Termly

https://app.termly.io/dashboard/website/61006d79-f9c9-49eb-bd1c-70e230833ee6/privacy-policy 8/14

professional qualifications if you apply for

a job with us

J. Education Information Student records and directory information NO

K. Inferences drawn from

collected personal

information

Inferences drawn from any of the collected

personal information listed above to create

a profile or summary about, for example,

an individual’s preferences and

characteristics

NO

L. Sensitive personal

Information Account login information YES

We will use and retain the collected personal information as needed to provide the

Services or for:

Category L - As long as the user has an account with us

Category L information may be used, or disclosed to a service provider or contractor,

for additional, specified purposes. You have the right to limit the use or disclosure of

your sensitive personal information.

We may also collect other personal information outside of these categories through

instances where you interact with us in person, online, or by phone or mail in the

context of:

Receiving help through our customer support channels;

Participation in customer surveys or contests; and

Facilitation in the delivery of our Services and to respond to your inquiries.

How do we use and share your personal information?

Learn about how we use your personal information in the section, "HOW DO WE

PROCESS YOUR INFORMATION?"

Will your information be shared with anyone else?

We may disclose your personal information with our service providers pursuant to a

written contract between us and each service provider. Learn more about how we

disclose personal information to in the section, "WHEN AND WITH WHOM DO WE

SHARE YOUR PERSONAL INFORMATION?"

We may use your personal information for our own business purposes, such as for

undertaking internal research for technological development and demonstration. This

is not considered to be "selling" of your personal information.

We have not disclosed, sold, or shared any personal information to third parties for a

business or commercial purpose in the preceding twelve (12) months. We will not sell

or share personal information in the future belonging to website visitors, users, and

other consumers.

California Residents

California Civil Code Section 1798.83, also known as the "Shine The Light" law

permits our users who are California residents to request and obtain from us, once a

year and free of charge, information about categories of personal information (if any)

we disclosed to third parties for direct marketing purposes and the names and

addresses of all third parties with which we shared personal information in the

immediately preceding calendar year. If you are a California resident and would like

to make such a request, please submit your request in writing to us using the contact

information provided below.

If you are under 18 years of age, reside in California, and have a registered account

with the Services, you have the right to request removal of unwanted data that you

publicly post on the Services. To request removal of such data, please contact us

using the contact information provided below and include the email address

associated with your account and a statement that you reside in California. We will

make sure the data is not publicly displayed on the Services, but please be aware

that the data may not be completely or comprehensively removed from all our

systems (e.g., backups, etc.).

CCPA Privacy Notice

This section applies only to California residents. Under the California Consumer

Privacy Act (CCPA), you have the rights listed below.

The California Code of Regulations defines a "residents" as:

(1) every individual who is in the State of California for other than a temporary or

transitory purpose and

(2) every individual who is domiciled in the State of California who is outside the

State of California for a temporary or transitory purpose

All other individuals are defined as "non-residents."

If this definition of "resident" applies to you, we must adhere to certain rights and

obligations regarding your personal information.

Your rights with respect to your personal data

Right to request deletion of the data — Request to delete

You can ask for the deletion of your personal information. If you ask us to delete your

personal information, we will respect your request and delete your personal

information, subject to certain exceptions provided by law, such as (but not limited to)

the exercise by another consumer of his or her right to free speech, our compliance

requirements resulting from a legal obligation, or any processing that may be

required to protect against illegal activities.

Right to be informed — Request to know

Depending on the circumstances, you have a right to know:

whether we collect and use your personal information;

the categories of personal information that we collect;

the purposes for which the collected personal information is used;

whether we sell or share personal information to third parties;

the categories of personal information that we sold, shared, or disclosed for a

business purpose;

the categories of third parties to whom the personal information was sold,

shared, or disclosed for a business purpose;

the business or commercial purpose for collecting, selling, or sharing personal

information; and

the specific pieces of personal information we collected about you.

In accordance with applicable law, we are not obligated to provide or delete

consumer information that is de-identified in response to a consumer request or to re-

identify individual data to verify a consumer request.

Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights

We will not discriminate against you if you exercise your privacy rights.

Right to Limit Use and Disclosure of Sensitive Personal Information

If the business collects any of the following:

social security information, drivers' licenses, state ID cards, passport numbers

account login information

credit card numbers, financial account information, or credentials allowing

access to such accounts

precise geolocation

racial or ethnic origin, religious or philosophical beliefs, union membership

the contents of email and text, unless the business is the intended recipient of

the communication

genetic data, biometric data, and health data

data concerning sexual orientation and sex life

you have the right to direct that business to limit its use of your sensitive personal

information to that use which is necessary to perform the Services.

Once a business receives your request, they are no longer allowed to use or disclose

your sensitive personal information for any other purpose unless you provide consent

for the use or disclosure of sensitive personal information for additional purposes.

Please note that sensitive personal information that is collected or processed without

the purpose of inferring characteristics about a consumer is not covered by this right,

as well as the publicly available information.

To exercise your right to limit use and disclosure of sensitive personal information,

please email Anchoradvisorygroup@gmail.com or visit:

Anchoradvisorygroup@gmail.com.

Verification process

Upon receiving your request, we will need to verify your identity to determine you are

the same person about whom we have the information in our system. These

verification efforts require us to ask you to provide information so that we can match it

with information you have previously provided us. For instance, depending on the

type of request you submit, we may ask you to provide certain information so that we

can match the information you provide with the information we already have on file,

or we may contact you through a communication method (e.g., phone or email) that

you have previously provided to us. We may also use other verification methods as

the circumstances dictate.

We will only use personal information provided in your request to verify your identity

or authority to make the request. To the extent possible, we will avoid requesting

additional information from you for the purposes of verification. However, if we cannot

verify your identity from the information already maintained by us, we may request

that you provide additional information for the purposes of verifying your identity and

for security or fraud-prevention purposes. We will delete such additionally provided

information as soon as we finish verifying you.

Other privacy rights

You may object to the processing of your personal information.

You may request correction of your personal data if it is incorrect or no longer

relevant, or ask to restrict the processing of the information.

You can designate an authorized agent to make a request under the CCPA on

your behalf. We may deny a request from an authorized agent that does not

submit proof that they have been validly authorized to act on your behalf in

accordance with the CCPA.

You may request to opt out from future selling or sharing of your personal

information to third parties. Upon receiving an opt-out request, we will act upon

the request as soon as feasibly possible, but no later than fifteen (15) days

from the date of the request submission.

To exercise these rights, you can contact us by visiting

Anchoradvisorygroup@gmail.com, by email at Anchoradvisorygroup@gmail.com, or

by referring to the contact details at the bottom of this document. If you have a

complaint about how we handle your data, we would like to hear from you.

Colorado Residents

This section applies only to Colorado residents. Under the Colorado Privacy Act

(CPA), you have the rights listed below. However, these rights are not absolute, and

in certain cases, we may decline your request as permitted by law.

Right to be informed whether or not we are processing your personal data

Right to access your personal data

Right to correct inaccuracies in your personal data

Right to request deletion of your personal data

Right to obtain a copy of the personal data you previously shared with us

Right to opt out of the processing of your personal data if it is used for targeted

advertising, the sale of personal data, or profiling in furtherance of decisions

that produce legal or similarly significant effects ("profiling")

To submit a request to exercise these rights described above, please email

Anchoradvisorygroup@gmail.com or visit Anchoradvisorygroup@gmail.com.

If we decline to take action regarding your request and you wish to appeal our

decision, please email us at Anchoradvisorygroup@gmail.com. Within forty-five (45)

days of receipt of an appeal, we will inform you in writing of any action taken or not

taken in response to the appeal, including a written explanation of the reasons for the

decisions.

Connecticut Residents

This section applies only to Connecticut residents. Under the Connecticut Data

Privacy Act (CTDPA), you have the rights listed below. However, these rights are not

absolute, and in certain cases, we may decline your request as permitted by law.

Right to be informed whether or not we are processing your personal data

Right to access your personal data

Right to correct inaccuracies in your personal data

Right to request deletion of your personal data

Right to obtain a copy of the personal data you previously shared with us

Right to opt out of the processing of your personal data if it is used for targeted

advertising, the sale of personal data, or profiling in furtherance of decisions

that produce legal or similarly significant effects ("profiling")

To submit a request to exercise these rights described above, please email

Anchoradvisorygroup@gmail.com or visit Anchoradvisorygroup@gmail.com.

If we decline to take action regarding your request and you wish to appeal our

decision, please email us at Anchoradvisorygroup@gmail.com. Within sixty (60) days

of receipt of an appeal, we will inform you in writing of any action taken or not taken

in response to the appeal, including a written explanation of the reasons for the

decisions.

Utah Residents

This section applies only to Utah residents. Under the Utah Consumer Privacy Act

(UCPA), you have the rights listed below. However, these rights are not absolute, and

in certain cases, we may decline your request as permitted by law.

Right to be informed whether or not we are processing your personal data

Right to access your personal data

Right to request deletion of your personal data

Right to obtain a copy of the personal data you previously shared with us

Right to opt out of the processing of your personal data if it is used for targeted

advertising or the sale of personal data

To submit a request to exercise these rights described above, please email

Anchoradvisorygroup@gmail.com or visit Anchoradvisorygroup@gmail.com.

Virginia Residents

Under the Virginia Consumer Data Protection Act (VCDPA):

"Consumer" means a natural person who is a resident of the Commonwealth acting

only in an individual or household context. It does not include a natural person acting

in a commercial or employment context.

"Personal data" means any information that is linked or reasonably linkable to an

identified or identifiable natural person. "Personal data" does not include de-identified

data or publicly available information.

"Sale of personal data" means the exchange of personal data for monetary

consideration.

If this definition of "consumer" applies to you, we must adhere to certain rights and

obligations regarding your personal data.

Your rights with respect to your personal data

Right to be informed whether or not we are processing your personal data

Right to access your personal data

Right to correct inaccuracies in your personal data

Right to request deletion of your personal data

Right to obtain a copy of the personal data you previously shared with us

Right to opt out of the processing of your personal data if it is used for targeted

advertising, the sale of personal data, or profiling in furtherance of decisions

that produce legal or similarly significant effects ("profiling")

Exercise your rights provided under the Virginia VCDPA

You may contact us by email at Anchoradvisorygroup@gmail.com or visit

Anchoradvisorygroup@gmail.com.

If you are using an authorized agent to exercise your rights, we may deny a request if

the authorized agent does not submit proof that they have been validly authorized to

act on your behalf.

Verification process

We may request that you provide additional information reasonably necessary to

verify you and your consumer's request. If you submit the request through an

authorized agent, we may need to collect additional information to verify your identity

before processing your request.

Upon receiving your request, we will respond without undue delay, but in all cases,

within forty-five (45) days of receipt. The response period may be extended once by

forty-five (45) additional days when reasonably necessary. We will inform you of any

such extension within the initial 45-day response period, together with the reason for

the extension.

Right to appeal

If we decline to take action regarding your request, we will inform you of our decision

and reasoning behind it. If you wish to appeal our decision, please email us at

Anchoradvisorygroup@gmail.com. Within sixty (60) days of receipt of an appeal, we

will inform you in writing of any action taken or not taken in response to the appeal,

including a written explanation of the reasons for the decisions. If your appeal is

denied, you may contact the Attorney General to submit a complaint.

12. DO OTHER REGIONS HAVE SPECIFIC PRIVACY

RIGHTS?

In Short: You may have additional rights based on the country you reside in.

Australia and New Zealand

We collect and process your personal information under the obligations and

conditions set by Australia's Privacy Act 1988 and New Zealand's Privacy Act 2020

(Privacy Act).

This privacy notice satisfies the notice requirements defined in both Privacy Acts, in

particular: what personal information we collect from you, from which sources, for

which purposes, and other recipients of your personal information.

If you do not wish to provide the personal information necessary to fulfill their

applicable purpose, it may affect our ability to provide our services, in particular:

offer you the products or services that you want

respond to or help with your requests

manage your account with us

confirm your identity and protect your account

At any time, you have the right to request access to or correction of your personal

information. You can make such a request by contacting us by using the contact

details provided in the section "HOW CAN YOU REVIEW, UPDATE, OR DELETE

THE DATA WE COLLECT FROM YOU?"

If you believe we are unlawfully processing your personal information, you have the

right to submit a complaint about a breach of the Australian Privacy Principles to the

Office of the Australian Information Commissioner and a breach of New Zealand's

Privacy Principles to the Office of New Zealand Privacy Commissioner.

Republic of South Africa

At any time, you have the right to request access to or correction of your personal

information. You can make such a request by contacting us by using the contact

details provided in the section "HOW CAN YOU REVIEW, UPDATE, OR DELETE

THE DATA WE COLLECT FROM YOU?"

If you are unsatisfied with the manner in which we address any complaint with regard

to our processing of personal information, you can contact the office of the regulator,

the details of which are:

The Information Regulator (South Africa)

General enquiries: enquiries@inforegulator.org.za

Complaints (complete POPIA/PAIA form

5): PAIAComplaints@inforegulator.org.za & POPIAComplaints@inforegulator.org.za

13. DO WE MAKE UPDATES TO THIS NOTICE?

In Short: Yes, we will update this notice as necessary to stay compliant with relevant

laws.

We may update this privacy notice from time to time. The updated version will be

indicated by an updated "Revised" date and the updated version will be effective as

soon as it is accessible. If we make material changes to this privacy notice, we may

notify you either by prominently posting a notice of such changes or by directly

sending you a notification. We encourage you to review this privacy notice frequently

to be informed of how we are protecting your information.

14. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments about this notice, you may email us at

Anchoradvisorygroup@gmail.com or contact us by post at:

Anchor Advisory & Publishing Group LLC

301 Dellwood Dr

Huntersville , NC 28078

United States

15. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE

DATA WE COLLECT FROM YOU?

You have the right to request access to the personal information we collect from you,

change that information, or delete it. To request to review, update, or delete your

personal information, please visit: Anchoradvisorygroup@gmail.com.